Treasury & Cash Management Solutions

Move Funds.
Protect Assets.
Stay In Control.

Whether you’re paying vendors, managing payroll, or protecting against fraud, Newtek Bank’s services give you the flexibility and control you need to manage your cash flow, with zero fees.

ACH Payments &
Collections

Simplify Payments.
Strengthen Cash Flow.

Send and receive electronic payments from your Newtek Bank account
Automate payroll, vendor, and customer transactions
Real-time reporting and reconciliation
Reduce manual entry and paper use
No ACH origination or transfer fees
Authorize users, set limits, and require dual authentication for ACH activity

No fees. No minimums,
no asterisks, no exceptions.

ACH timing and availability subject to cutoff times and eligibility.

Request a Consultation

Bill Pay

Save Time.
Stay Organized.

Schedule one-time or recurring payments
Avoid missed due dates and late fees
Reduce paper checks and manual entry
Set approval permissions for better control
No Bill Pay fees

No fees. No minimums,
no asterisks, no exceptions.

Bill Pay available for eligible business checking clients.

Enroll in Business Bill Pay

Wire Transfers

Move Money Fast. No Fees.
No exceptions.

Real-time domestic and international wire transfers
Confirmation and tracking for every transaction
No initiation or receipt fees
Dual authorization and defined user permissions for control
Integrates with NewtekAdvantage^®: One click access to a full suite of solutions designed to improve your bottom line

No fees. No minimums,
no asterisks, no exceptions.

Wire services subject to account verification and availability of funds.

Contact Support

Check & ACH
Positive Pay

Stop Fraud Before It Clears.

Automatically detect and prevent unauthorized transactions
Review checks and ACH debits before posting
Real-time alerts for mismatched items
Online approval and exception management
Dual control for additional security

No fees. No minimums,
no asterisks, no exceptions.

Requires enrollment and compatible business checking account.

Contact a Specialist

Remote Deposit Capture (RDC)

Deposit Checks Without Leaving the Office.

Scan and deposit checks from your office
Approved hardware available for higher deposit volume
Deposit anytime — 24/7
Review, export, and reconcile deposits easily
Reduce transportation time and cost
Streamline cash flow for multi-location businesses

Deposits subject to verification and cutoff times. RDC availability subject to approval.

Learn More

Business Debit Card Services

Get Cash Back on Everyday Business Purchases

Put your business spending to work with a NewtekBank Business Visa Debit Card that helps you earn cash back and keep more of what you earn. With built-in cash back opportunities through Visa SavingsEdge^®, everyday purchases can turn into real savings for your business. Enroll your card for free at www.visasavingsedge.com

Easy Access to Cash Without Extra Fees

Use your card at MoneyPass ATMs nationwide to withdraw cash without surcharge fees.

Access surcharge-free ATMs across the country
Find locations at www.moneypass.com

Zero transaction fees
Real-time transaction visibility through The Newtek Advantage^®

Learn More

Payroll Services

We Put the Human Back in Human Resources.

Same-day payroll funding through your Newtek Bank account
Automated tax filing and compliance
Employee self-service access
Personalized onboarding and live U.S.-based support
Real people. On camera. No chatbots.

Payroll services provided by PMTWorks Payroll, LLC d/b/a Newtek Payroll, an affiliate of Newtek Bank, subject to approval and agreement. Funding subject to eligibility and cutoff times.

Talk to a Payroll Specialist