Zero-Fee Business Calculator LEARN HOW TO SAVE AND EARN MORE!

Speak to a Specialist Open Account

Zero-Fee Business Calculator

NASDAQ:NEWT

888-681-7238

Personal
- Personal High Yield Savings
- Certificate of Deposit
Business
FAQ

Open Account

About
Contact

Zero-Fee Business Calculator

Coming February 1^st, 2023

NASDAQ:NEWT

Personal

High Yield Savings
Certificate of Deposit

Business

Business Lending
Business Checking
Newtek Bank Business Visa® Debit Card
Business Banking Services
Business Money Market
Business CDs

Resources

Open Account
Log In
Careers
NewtekOne
FAQ

View Current Rates and Annual Percentage Yields (APY)

1. Newtek Bank, National Association (“Newtek Bank, N.A.”), is the banking subsidiary of NewtekOne, Inc. Newtek Bank, N.A. is a member of the Federal Deposit Insurance Corporation (FDIC). As a Newtek Bank, N.A. customer, your Newtek Bank, N.A. deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category.

2. The Annual Percentage Yield (APY) for Newtek Bank, N.A. High Yield Savings and Money Market accounts is accurate as of the date shown and may change at any time without notice. A $100 minimum deposit is required to open a High Yield Savings account; no minimum deposit is required to open a Money Market account. No minimum balance is required to maintain either account; however, a balance of $0.01 is required to earn interest. Up to six (6) withdrawals or transfers per statement cycle are permitted for High Yield Savings and Money Market accounts, including preauthorized, automatic, and telephone transfers.

3. National savings average rate courtesy of the FDIC’s Weekly National Rates and Rate Caps , as of 6/15/2026; average rate used is for deposits under $100,000.

4. Newtek Bank, N.A. Certificate of Deposit Annual Percentage Yield (APY) is valid as of today and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.

5. Mobile deposits on the Newtek Bank Mobile App are only available for business accounts.

6. Provided by Newtek Merchant Solutions, LLC, an affiliate of Newtek Bank, N.A.

7. Newtek Bank, N.A. Annual Percentage Yield (APY) is valid as of today. No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest.

8. NewtekOne, Inc., is a financial holding company, which along with its bank and non-bank subsidiaries provides a wide range of business and financial solutions under the Newtek® brand to business owners. Loans are issued by Newtek Bank, N.A., Member FDIC, and a NewtekOne, Inc. non-bank subsidiary.

Save Your Spot

Due to exceptional demand, we have created a waiting list for our Personal High Yield Savings accounts while maintaining the rate structure and service to our thousands of existing, satisfied savings clients.

We look forward to servicing your needs. We would welcome and appreciate the opportunity to call you in the future, show you the Newtek Advantage, and service all your savings and depository needs.

"*" indicates required fields

Full Name*

Phone*

Email*

This site is protected by reCAPTCHA and the Google
Privacy Policy & Terms of Service apply.

You’re on your way to better business banking

Simply fill out the form below, and one of our banking specialists will be in touch shortly to walk you through your application.

"*" indicates required fields

Business Name*

Contact Name*

Affiliation with Business

Email Address*

Phone*

Street*

Apt/Suite/Unit

City*

State*

Zip*

This site is protected by reCAPTCHA and the Google
Privacy Policy & Terms of Service apply.

You’re on your way to better business banking

Simply fill out the form below, and one of our banking specialists will be in touch shortly to walk you through your application.

"*" indicates required fields

Business Name*

Contact Name*

Affiliation with Business

Email Address*

Phone*

Street*

Apt/Suite/Unit

City*

State*

Zip*

This site is protected by reCAPTCHA and the Google
Privacy Policy & Terms of Service apply.

You’re on your way to better business banking

Simply fill out the form below, and one of our banking specialists will be in touch shortly to walk you through your application.

"*" indicates required fields

Business Name*

Contact Name*

Affiliation with Business

Email Address*

Phone*

Street*

Apt/Suite/Unit

City*

State*

Zip*

This site is protected by reCAPTCHA and the Google
Privacy Policy & Terms of Service apply.

Join Our Waitlist

Due to overwhelming demand, we have paused new applications for our Personal High Yield Savings accounts. Please leave your information below, and we will contact you as soon as this product is available again.

"*" indicates required fields

First Name*

Last Name*

Email*

Phone

This site is protected by reCAPTCHA and the Google
Privacy Policy & Terms of Service apply.

Coming February 1st, 2023

Coming February 1^st, 2023